Whatever currency the account is funded in, when that currency is listed second in a pair, the pip values are fixed.
For example, if you have a Canadian dollar (CAD) account, any pair that is XXX/CAD, such as the USD/CAD will have a fixed pip value. A standard lot is CAD$10, a mini lot is CAD$1, and a micro lot is CAD$0.10.
To find the value of a pip when the CAD is listed first, divide the fixed pip rate by the exchange rate. For example, if the exchange rate for the Canadian dollar/Swiss franc (CAD/CHF) is 0.7820, a pip is worth CAD$1.28 for a mini lot (CAD$1 divided by 0.7820).
If the pair includes the Japanese yen (JPY)—for example, the CAD/JPY—you must multiply the result by 100 after dividing by the exchange rate. That's because for the yen, a pip is 0.01 rather than 0.0001.
For example, if the CAD/JPY is priced at 89.09, to find out the standard pip value, divide CAD$10 by 89.09, then multiply the result by 100, for a pip value of CAD$11.23.
Go through this process with any account currency to find pip values for pairs that include that currency.
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